Terms and Conditions for Expendstocks

Effective Date: November 25th, 2024

Welcome to Expendstocks (“Company”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, platform, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1. Eligibility

You must:

Be at least 18 years of age (or the legal age in your jurisdiction)
Have full legal capacity to enter into a binding contract
Not be a citizen or resident of any jurisdiction where use of our Services is prohibited by law
Not be on any sanctions list (e.g., OFAC, UN, EU, etc.)

We reserve the right to deny access or terminate accounts for ineligible users.

2. Account Registration

To use our Services, you must create an account and complete our identity verification (KYC) process. You agree to:

Provide accurate, current, and complete information
Maintain the confidentiality of your credentials
Notify us immediately of unauthorized use or security breaches

You are responsible for all activities under your account.

3. Our Services

Expendstocks provides tools, insights, and services related to cryptocurrency and digital asset investments, including but not limited to:

Portfolio management
Market analysis
Investment strategy tools
Buy/sell/trade functionality (if applicable)
Educational content

Note: We do not provide investment advice or guarantee returns. You are solely responsible for your investment decisions.

4. Risk Disclosure

Investing in cryptocurrencies involves substantial risk, including the risk of loss of capital. By using our Services, you acknowledge that:

The value of crypto assets is highly volatile
Past performance is not indicative of future results
There is a risk of technical failure, cyber-attacks, regulatory changes, and fraud
You may lose all or part of your investment

You accept full responsibility for your investment decisions and outcomes.

5. Fees and Charges

You agree to pay all applicable fees as disclosed on our platform or in specific agreements. These may include:

Transaction fees
Withdrawal fees
Management or subscription fees (if applicable)

Fees are subject to change at any time with or without notice. Continued use of our Services indicates acceptance of any updated fees.

6. Prohibited Activities

You agree not to:

Use the platform for illegal or unauthorized purposes
Violate any applicable laws or regulations (including AML/CFT laws)
Interfere with platform functionality or attempt unauthorized access
Distribute malware or engage in phishing
Use bots or automated systems to access or interact with the platform

Violation may result in suspension or termination of your account.

7. Intellectual Property

All content, branding, software, and technology used on our platform are the property of Expendstocks or its licensors and protected by intellectual property laws.

You may not:

Copy, reproduce, or distribute our content without prior written permission
Use our trademarks or logos without authorization

8. Privacy and Data Protection

Your use of our Services is subject to our [Privacy Policy], which outlines how we collect, use, and protect your personal information.

By using our Services, you consent to our data practices as described in the Privacy Policy.

9. Third-Party Services

Our platform may contain links or integrations with third-party services. We are not responsible for:

The content or accuracy of third-party sites
Any transactions or interactions with third-party providers
Losses incurred from relying on third-party data or services

Use them at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Expendstocks and its affiliates, officers, employees, or agents shall not be liable for:

Any indirect, incidental, special, punitive, or consequential damages
Loss of profits, revenue, data, or use
Security breaches, system outages, or unauthorized access
Losses resulting from user errors or market volatility

Our total liability in any claim arising from these Terms shall not exceed the amount you paid us for Services in the previous 12 months.

11. Indemnification

You agree to indemnify and hold harmless Expendstocks from any claim, demand, or damages arising out of:

Your use of the Services
Your breach of these Terms
Your violation of any law or rights of a third party

12. Termination

We may suspend or terminate your account at any time for:

Breach of these Terms
Suspicious or unlawful activity
Regulatory or legal obligations

You may also close your account at any time. Certain obligations, including those related to legal compliance and indemnification, will survive termination.

13. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective when posted on our website. Your continued use of the Services constitutes acceptance of the revised Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Insert Governing Jurisdiction]. Any disputes will be resolved:

First through informal negotiation
Then through binding arbitration (if applicable), or
In the courts of competent jurisdiction in [Insert Location]

15. Miscellaneous

Entire Agreement: These Terms and our Privacy Policy constitute the entire agreement between you and Expendstocks.
Severability: If any provision is found unenforceable, the remaining terms remain in full effect.
Waiver: Our failure to enforce any provision shall not be deemed a waiver.
Assignment: You may not transfer or assign your rights without our prior written consent.